| Single Premium Indexed Whole Life |
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Forget everything you think you know about whole life insurance!
• 10% bonus • Return of premium guarantee • Incredible indexing options • High fixed rates • Tax-free death benefits • Tax-free chronic illness benefits • No nursing home required • Fail only 2 of 6 activities of daily living • Can receive care at home! • Simplified issue contract • Issued standard through table 4
Performance!
Three indices:
– Russell 2000 – Hang Seng – Dow Euro Stoxx 50
Call us for details on how the indexing strategies work!
Sample of initial death benefits 11/08 based on $100,000
60 Female - $232,700 70 Male - $161,018 75 Female - $157,143 80 Female - $138,879 85 Male - $113,793
Chronic Illness Benefit
Chronic Illness - As used in the Rider, means that the insured has been certified by a Licensed Physician within the last 30 days as being unable to perform without substantial assistance from another individual, at least two Activities Of Daily Living for a period that is expected to last at least 90 days due to a loss of functional capacity. Activities Of Daily Living as used in the Rider, are the following, eating, toileting, transferring, bathing, dressing or continence. |
Single premium indexed whole life is a great new concept that combines all the guarantees of whole life insurance with the growth of an index annuity and the chronic illness protection of a long term care policy.
